Every day, we get asked what medical tourism is. Simply, medical tourism is travelling outside of your home area to obtain quality healthcare; it is also called health travel. Many wrongly think that only international travel for health reasons is considered medical tourism. There is a growing trend of domestic health travel in the United States.
Due to the current state of the economy, people are becoming smart shoppers when it comes to their healthcare needs. We have frequently noted that people are calling around to see which dentist has the best rates for fillings or crowns or which facility has the best rates for CT scans and MRIs. Not only does this faciliate the patient finding the best bang for their buck, but it also helps their employer keep insurance claims to a minimum, which in turn helps their employees afford the health insurance premiums each year.
We at Partners Insurance have implemented a program for employer sponsored self-funded health plans, called Partners Surgery Benefit Management Program. We are focused on changing how and when healthcare is delivered in this era of consumer directed healthcare!
The program analyzes your historical claims spending and workforce characteristics, and then guides you, your actuary, and your reinsurer through the selection strategy for appropriate cases where the savings, safety, risk factors, and incidence frequency rates make sense to include them in your program. This program is rooted in the long-established transplant center of excellence and rare disease programs that have been around for years. To find out more, please contact Morgan Pile at mpile@mypartnersinsurance.com today!